Blaming Capitalism and free market for Financial Market failures is wrong.

 Blaming Capitalism and free market for Financial Market failures  is wrong. Clubbing Real Economy with Financial market failures is wrong.

Governments, Economists, Policy Makers, and Powerful Bankers are collectively wrong for repeated financial crisis. Banks are assumed to  collect deposits and lend prudently. Banks are assumed to manage their loan accounts or assets. Why should Banks trade in securities like derivatives, shirk their responsibilty to manage their loan assets by securitising them? Why should Banks lend money to speculators like hedge funds, derivative traders etc?

Ordinary citizens whether they are Americans, Europeans, Britishers, Asians  have paid a price for financial failures. 

When financial failure occurs, Banks stop lending to the real economy to give it a facade of economic crisis.

Investment Banks, Hedge Funds, or Financial Institutions trading in Derivatives should not be saved by the Government or Traditional Banks. The world economy will recover only then.